IRA Calculator
Project traditional or Roth IRA balance at retirement. See the difference between tax-deferred and tax-free growth.
Part of our Finance Calculators collection.
IRA Calculator
Free online calculator
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$
2025 max: $7,000
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How to Use This Calculator
- 1
Enter your financial details.
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See projections instantly.
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Adjust to model different scenarios.
How This is Calculated
FV = PV(1+r)^n + Contribution × [(1+r)^n − 1] / r Traditional: tax deduction now, pay tax on withdrawals Roth: no deduction now, tax-free withdrawals
Example Calculation
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Results update as you type.
Frequently Asked Questions
How accurate are these projections?
Investment projections assume a constant return rate which never occurs in practice. Use these as planning guides, not guarantees.
Should I consult a financial advisor?
For retirement planning, a fee-only fiduciary financial advisor can provide personalised guidance accounting for your full financial picture.