Finance Calculators

Estimate how much you'll have saved by retirement based on your current savings, monthly contributions, expected return rate, and target retirement age.

Estimate your net take-home pay after federal taxes, Social Security, and Medicare.

Calculate your monthly loan payment, total interest paid, and full repayment amount.

Calculate your monthly mortgage payment including principal, interest, property tax, and insurance.

See how your money grows with compound interest over time.

Find out exactly how much you need to save each month to reach any financial goal — a house down payment, emergency fund, vacation, or any target amount by a specific date.

Find out when you'll be debt-free and how much interest you'll pay.

Calculate your net worth by adding up everything you own (assets) and subtracting everything you owe (liabilities).

Find out how much house you can afford based on your income, debts, and down payment.

Calculate how much interest you'll earn on a Certificate of Deposit (CD).

Calculate simple interest on any loan or investment.

Find out exactly how long it will take to pay off your credit card and how much interest you'll pay in total.

Calculate your monthly car payment, total interest, and true cost of ownership.

Calculate the Annual Percentage Rate (APR) of a loan, including fees.

Calculate a full loan amortization schedule.

Create a simple monthly budget.

Calculate how investments grow over time with regular monthly contributions.

Calculate down payment amounts at every percentage level and see PMI implications for any home price.

Find out if refinancing your mortgage makes financial sense.

Should you rent or buy? Compare the true costs of renting vs owning over any time horizon, including appreciation and opportunity cost.

Calculate your current home equity and see how much you could borrow via HELOC or home equity loan.

Estimate total closing costs when buying or refinancing a home.

Estimate annual and monthly property tax based on home value and your local tax rate.

See how much time and interest you save by making extra mortgage payments each month.

Calculate the impact of making extra payments on any loan — mortgage, car, or personal loan.

Calculate monthly PMI cost and find out when you can cancel it based on your equity and payment schedule.

Calculate the true Annual Percentage Rate (APR) of a mortgage including origination fees, points, and closing costs.

Calculate payments on an adjustable-rate mortgage during the fixed period and after the rate adjusts.

See how much time and interest you save by switching to bi-weekly mortgage payments instead of monthly.

Calculate whether buying mortgage discount points makes financial sense.

Estimate available proceeds from an FHA HECM reverse mortgage based on your age and home value.

Calculate monthly payments on an FHA loan including upfront and annual mortgage insurance premiums (MIP).

Calculate VA loan monthly payments.

Calculate USDA rural loan monthly payments.

Find out what income you need to qualify for any mortgage amount based on standard lender DTI guidelines.

Calculate your maximum home buying budget based on income, debt, down payment, and current interest rates.

Pay off smallest balances first to build momentum.

Pay off highest interest rate debts first to minimize total interest.

See if consolidating multiple debts into one loan saves money.

Calculate exactly how much interest your credit card balance accrues daily, monthly, and annually.

Calculate your credit utilization ratio and see how it impacts your credit score.

See the true cost of making only minimum payments on credit card debt.

Enter any balance, interest rate, and monthly payment to find your exact debt-free date.

Compare how much interest you save by paying more than the minimum each month.

Simulate how financial decisions might affect your credit score.

Calculate if a 0% balance transfer offer saves money after accounting for the transfer fee.

Calculate monthly payments and total interest on student loans.

See how much you save by refinancing student loans to a lower interest rate.

Calculate monthly payments and total interest for any personal loan amount, rate, and term.

Calculate your debt-to-income (DTI) ratio and see how lenders view your creditworthiness.

Calculate your target emergency fund size and how long it will take to build it based on monthly expenses.

Calculate monthly cash flow — money left after all expenses.

Build a complete monthly budget and see your surplus or deficit.

Plan for irregular expenses with a sinking fund.

Calculate exactly how much money you have left after all fixed bills and obligations each month.

Project your 401k balance at retirement including employer matching.

Project Roth IRA balance at retirement.

Project traditional or Roth IRA balance at retirement.

Calculate your Financial Independence Retire Early (FIRE) number and how many years until you reach it.

Estimate your defined benefit pension income based on years of service and final salary.

Find your earliest possible retirement age based on your current savings, annual contributions, and target nest egg.

Calculate total monthly retirement income from all sources: portfolio withdrawals, Social Security, and pension.

Calculate sustainable monthly withdrawal amounts from your investment portfolio at different withdrawal rates.

See how any amount grows over time with compound interest.

Calculate annual and monthly dividend income from any stock or fund.

Project how an ETF portfolio grows over time accounting for expense ratios and regular contributions.

See how inflation erodes purchasing power over time and how much you need to maintain your standard of living.

Find the amount to save now so your investments will compound to your FIRE number without further contributions.

Calculate the smaller portfolio needed when supplementing with part-time income.

Calculate the portfolio needed for early retirement on a lean budget.

Find out how long it will take to become a millionaire based on your monthly savings and expected return.

Calculate annualised return (CAGR) from any investment based on start value, end value, and holding period.

Find how long it takes to double your money at any interest rate using the Rule of 72.

Calculate exactly how much interest your savings account or CD earns over any time period.

Calculate your maternity leave dates — when leave starts, your return to work date, and the income gap from unpaid leave weeks.

Estimate monthly and annual childcare costs by state and care type — daycare center, home daycare, or nanny.