Paycheck Calculator
Estimate your net take-home pay after federal taxes, Social Security, and Medicare. Works for hourly and salaried workers across all US filing statuses.
Part of our Finance Calculators collection.
Paycheck Calculator
Free online calculator
$
Annual salary or hourly wage
%
Enter your state's approximate flat rate
$
401(k), health insurance, FSA, etc.
How to Use This Calculator
- 1
Select salary or hourly and enter your gross pay.
- 2
Choose your pay frequency.
- 3
Select your federal filing status.
- 4
Enter your state income tax rate.
- 5
Add any pre-tax deductions like 401(k) contributions.
- 6
View your estimated net take-home pay per period.
How Net Pay is Calculated
Net Pay = Gross − Federal Tax − Social Security (6.2%) − Medicare (1.45%) − State Tax − Pre-Tax Deductions Uses 2025 IRS tax brackets and $176,100 Social Security wage base.
Example Calculation
Example: $60,000 salary, single filer
Inputs
payType: salarygrossPay: 60000payFrequency: 26filingStatus: singlestateIncomeTax: 5otherDeductions: 200
Result
~$1,731 net per biweekly paycheck
A single filer at $60k/yr paid biweekly with $200/period pre-tax deductions takes home ~$1,731 after federal, FICA, and 5% state tax.
Frequently Asked Questions
Is this accurate for all US states?
The calculator uses a flat state rate you provide. For exact state taxes, consult your state's official withholding tables.
Does it include local taxes?
No. Add your local tax rate to the state rate field as an approximation.
What are FICA taxes?
Social Security (6.2% up to the wage base) and Medicare (1.45% on all wages), totalling 7.65% for employees.
What tax year does this use?
This calculator uses 2025 federal tax brackets and the 2025 Social Security wage base ($176,100).