Retirement Income Calculator
Calculate total monthly retirement income from all sources: portfolio withdrawals, Social Security, and pension.
Part of our Finance Calculators collection.
Retirement Income Calculator
Free online calculator
$
%
$
Find at ssa.gov/myaccount
$
If applicable
How to Use This Calculator
- 1
Enter your financial details.
- 2
See projections instantly.
- 3
Adjust to model different scenarios.
How This is Calculated
Total Monthly = (Portfolio × SWR / 12) + Social Security / 12 + Pension / 12
Example Calculation
See live result
Inputs
Result
Enter values above
Results update as you type.
Frequently Asked Questions
How accurate are these projections?
Investment projections assume a constant return rate which never occurs in practice. Use these as planning guides, not guarantees.
Should I consult a financial advisor?
For retirement planning, a fee-only fiduciary financial advisor can provide personalised guidance accounting for your full financial picture.