Closing Cost Calculator
Estimate total closing costs when buying or refinancing a home. See itemised breakdown of origination fees, title, and prepaid costs.
Part of our Finance Calculators collection.
Closing Cost Calculator
Free online calculator
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Leave blank to estimate at 80% down
Results update automatically as you type
How to Use This Calculator
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Enter all required values.
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See results instantly.
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Adjust inputs to compare scenarios.
How This is Calculated
Typical closing costs: 2–5% of purchase price Origins: ~1% loan / Appraisal: ~$500 / Title: ~0.5% home value Escrow setup + prepaid interest + transfer tax (purchase only)
Example Calculation
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Result
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Frequently Asked Questions
How accurate is this calculator?
These are estimates. Actual figures depend on lender requirements, your credit score, and local conditions. Consult a mortgage professional for exact numbers.
Should I get pre-approved?
Yes — getting pre-approved before house hunting shows sellers you're serious and gives you a realistic budget.