ETF Growth Calculator

Project how an ETF portfolio grows over time accounting for expense ratios and regular contributions.

Part of our Finance Calculators collection.

ETF Growth Calculator

Free online calculator

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S&P 500 historical avg: ~10%

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Low-cost index funds: 0.03–0.20%

How to Use This Calculator

  1. 1

    Enter your financial details.

  2. 2

    See projections instantly.

  3. 3

    Adjust to model different scenarios.

How This is Calculated

Net Return = Annual Return − Expense Ratio
FV with contributions = P(1+r)^n + PMT×[(1+r)^n−1]/r

Example Calculation

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Frequently Asked Questions

How accurate are these projections?
Investment projections assume a constant return rate which never occurs in practice. Use these as planning guides, not guarantees.
Should I consult a financial advisor?
For retirement planning, a fee-only fiduciary financial advisor can provide personalised guidance accounting for your full financial picture.

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