VA Loan Calculator

Calculate VA loan monthly payments. VA loans require no down payment and no PMI — a major advantage for veterans.

Part of our Finance Calculators collection.

VA Loan Calculator

Free online calculator

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Results update automatically as you type

How to Use This Calculator

  1. 1

    Enter all required values.

  2. 2

    See results instantly.

  3. 3

    Adjust inputs to compare scenarios.

How This is Calculated

VA Funding Fee: 2.3% (first use) or 3.6% (subsequent), rolled into loan
No down payment, no PMI — major cost advantage

Example Calculation

See live result

Inputs

Result

Enter values above

Results appear instantly as you enter values.

Frequently Asked Questions

How accurate is this calculator?
These are estimates. Actual figures depend on lender requirements, your credit score, and local conditions. Consult a mortgage professional for exact numbers.
Should I get pre-approved?
Yes — getting pre-approved before house hunting shows sellers you're serious and gives you a realistic budget.

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