Insurance Calculators

Life insurance, burial, final expense, and coverage need calculators.

20 calculators available

Funeral Cost

Estimate funeral costs by state and service type.

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Life Insurance Need

Calculate exactly how much life insurance you need based on income replacement, mortgage payoff, debts, and future education costs for your children.

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Burial Insurance

Find out how much burial insurance coverage you need based on your age, location, and preferred service type โ€” accounting for future funeral cost inflation.

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Final Expense

Calculate your total final expenses โ€” funeral costs, medical bills, legal fees, and outstanding debts.

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Income Replacement

Calculate how much life insurance you need to replace your income and maintain your family's standard of living if you pass away prematurely.

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Debt Protection

Calculate the total debt your family would inherit if you passed away today.

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Mortgage Protection

Calculate how much mortgage protection life insurance you need to ensure your family can keep the home if you pass away.

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Education Cost

Calculate the total projected cost of college for your child accounting for education inflation.

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LTC Cost

Estimate the future cost of long-term care โ€” assisted living, nursing home, or in-home care โ€” and find out how much LTC insurance you may need.

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Survivor Income

Calculate how much your surviving spouse would need in life insurance proceeds to maintain their current standard of living, accounting for their income and Social Security benefits.

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Whole Life Cost

Estimate whole life insurance premiums by age, sex, and coverage amount.

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Term Life Cost

Estimate term life insurance premiums by age, coverage amount, term length, and health class.

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Coverage Gap

Find out if you're under-insured.

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Retirement Burial

Calculate the projected cost of burial or cremation at retirement age, factoring in funeral inflation.

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Cremation Cost

Estimate cremation costs by state and service level.

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Family Protection

Calculate the total life insurance your family needs for complete protection โ€” income replacement, mortgage, education funding, and final expenses in one calculation.

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Dependents Cost

Calculate the total financial cost of your dependents โ€” children and elderly parents โ€” to determine life insurance and financial protection needs.

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Senior Coverage

Calculate life insurance coverage needs for seniors โ€” final expenses, debt payoff, legacy goals, and charitable giving โ€” all in one place.

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Final Expenses by State

Compare funeral and burial costs across all 50 states.

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Funeral Inflation

See how funeral costs will grow over time due to inflation.

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